Even better, make sure the listing agent gets a copy, they will have to disclose it to anybody else interested in the home.Overall, just be patient.

Got out of nursing because not enough time for the patients.

Send in your whole package, authorizations, purchase contract, hardship letter, HUD-1, and whatever else they want.Wait patiently which they try to make up their minds.Also you say prices average $115K over the last two years.

Keep looking and be patient :) Deals come and go, so don't let your emotions take over. 

Just for your own satisfaction analyze @3614 Kensett Dr,Memphis TN, 38127 and keep the details to yourself.Vivek

Then I saw on TV a show around that time where investigators videotaped doctors preparing phony bills for patients for phony visits, I was convinced. 

To be patient, to not be so tough on myself, to stop and smell the roses.

And when the naysayer calls you a few years after passing on your deal and says “I was wrong and I really missed out” you’ll get the satisfaction of knowing that you are doing it right and the negativity never was about you—it’s about the fears of the person making the comment.  

Professional, patient, and knowledgeable about the ins and outs of REI as he is also an investor himself.

Be patient with your investment decisions.