Your best safety net is too buy right, keep your leverage at a safe margin, and try to ride out any  market downfalls  by lowering rents, offering incentives when you do have vacancy's, and trying to manage through the tough times. 

Usually to pull equity out. 3) personally I view the quicker pay down (25 yr amortization) as a sort of safety net if there's a market downturn.

I was a bit confused about the safety of such locks.

They have pretty much everything and if you're willing to be patient/do some hunting, I've always been able to find the things I need that are in great shape (most look practically brand new once refinished/refurbished/etc) at crazy low prices.

However, the Arizona Medical Marijuana Act of 2010 (“AMMA”) allows terminally or seriously ill patients to use limited amounts of marijuana through their Doctor’s recommendation.

Being leveraged at 96.5% gives you NO safety margin if the economy goes against you, and your loan gets called in (unless you HAVE found that elusive bargain to begin with). 4.

Im itching to get my cash out of this project and move on to another project, but need to be patient. at this time in 2016, i owned no real estate and now I have a 4 unit, a 7 unit and a SFH that will be turned into a rental.

You need to show them that you will take care of them when someone threatens their safety and also (of equal importance) that you can't just be pushed around in your own property.  

Owner-occupied multifamily is the way to go, it just makes so much sense financially, but you need to be patient to find the right one.

Assuming you exit at the same basis of your going in, see if the deal still worksWith these you should be able to achieve safety and prosperity (but guess what, many people violate these rules, one who did not violate is Warren Buffett)