I wanted to check with a professional to see if it is worth my time.For the lease option, I plan to use them as an exit method, not a purchase.

I feel like the finance fee's are canceling our current cashflow and the payoff calculator we are using for the Credit debt reads 7 years if we keep using our avalanche snowball method to the tune of 43k in interest paid over 7 years.

Hello everyone I’m back again with more questions and a little bit of an updated plan as I’ve been doing some research just want some feedback and possibly some motivation stories appreciate it ahead of time.I’m 21 working like a mad man at my day job picking up as much overtime as possible and listening to podcasts all day while I’m there learning on the clock as well off the clock I make decent money (not enough to raise a family on) so my plan is to use the BRRR method & house hack a duplex - quad and buy and hold long term and eventually go commercial with big apartments so I can have all units in the same place i don’t have a team at the moment nor have I contacted anyone as I don’t have a need for them yet I’m still in my accumulation phase (knowledge and capitol) My questions areIs there an equivalent to a 203k loan that’s conventional I don’t want to have to deal with mortgage insurance forever?

I am so bummed that I didn't know of other funding methods, because I would have written way more offers!

More importantly, I would try to find other ways to solve the problem like insulating the pipes better, adding heat tape, a circulation pump on the water lines, etc.

@Mary JayI think it would help in your situation to understand what the tax situation would be under each scenario.It would also help if we understood what your situation is and what you are looking to solve. without this, it is hard to provide advice/suggestions.

How To Invest In Real Estate is a good general overviewThe Book On Investing With No (And Low) Money Down has good information on the different ways to fund investmentsBuy, Rehab, Rent, Refinance, Repeat covers the BRRRR method that is talked about in just about every podcastLong Distance Real Estate Investing teaches you how to invest when you're not in the same market.

Thinking if there's a better way to first build capital and then buy rentals, refinance etc just with a better starting point.If you can share your thoughts about this or any other method that'd be great.

People find success using different methods in different markets.

Those that help clients solve their financial concerns( wealth building, retirement income, and financial freedom ) will make an excellent living in this business, and clients will tell others how good they are, rather than tooting their own horn."