Last time the fed "raised rates," which was December 2015, what happened was this...Wall St lost their minds and went bonkers for two weeks, during which there was some good refinance day-trading to be had if that's your cup of tea. 

I closed on my first home last year in November, it's a tri-story town home in Eastlake, CA.

I went to the Harris County Auction last month.

Landlords want to see a applicants rental history for the last 3 years.

Jeff Beard Could you please explain your last paragraph?

My name is dsStarted RE investing last year.

He spent 20k that included brand new roof last year, and all new HVAC. 

Write it up as a personal letter.When you do all that, then contact a local RE Agent to give you a list of all the houses in that neighborhood that have sold in the last 5 years with all cash.

I've just started the journey to transition into real estate investing.The sum total of my real estate experience has been buying my first house over the last two months.

This business is a ****** business, and when you come home at the end of the day the last thing you need is to hear - I told you so.