After 7 years of business ownership, we now are both working for bigger corporations and now ready to get back to diversifying our portfolio and want to start accumulating real estate properties. 

The way I got around it was I had capital that I could use to payoff the load and then the bank issued a new loan for the BRRRR amount, which I then got my capital back plus the additional capital based on new ARV.  

If you're just starting and don't have time to deal with a lot of potential issues, turnkey is a great way to get the ball rolling.

People are at different stages in their real estate journeys, in their life, in accumulating wealth, etc. 

If that's an issue then that may get the sellers to do what you want. 

Be up front with them about the issues and see if you can make a deal.

So the windows would be much less with this option.Just not sure if there is advantage in going with first option since I will have renters and any issues with windows are covered under warranty,Thanks for feedback.April in Georgia

So, also yes, affordability is a real issue for a lot of people. 

I just spoke with Steve Lansbury VP of underwriting at Freddie Mac last Thursday at the MFE conference in Vegas and he said that they no longer have issues with STRs as long as it's under 10% of total units and that they would be willing to discuss it on a case by case basis. 

Better to lose some rent than to have a significant issue with a tenant that would have the protections of a long term renter.