Sight distance on a bar might be a tougher decision than Site distance on a pool installation company. 

On Mandi’s loan, communication was poor both by our loan officer (who no longer handles loans) and by the broker involved in the deal, who did not property communicate what was being relayed. 

My partner would be the one carrying the loan.

That was what I intended to use the HELOCs for as well, not longterm loans.

I'm thinking that the oven can be moved to where the range is and a dishwasher installed there.

Yes you can sell it, you will need to record the land contract with the county to show your equitable interest and make sure in the land contract it gives the ability to sell the property for more than the loan amount and the current owner will oblige to execute the documents as part of receiving the money.

But further concern for me was that interest rates (which for a US resident doing an investment loan without the other methods available in the USA, is high) the interest rate is higher for a nonresident.

Furthermore, I could've sworn appraisals are done when you have some level of construction documents so that a bank can loan you appropriately.

Aunt A, sister of parent A, helped co-signed to improve the chances of getting the loan approved and made no monetary contribution.

If a seller is offering $10k in assistance but the PP is only $189k on conventional a loan with only 3% contribution allowed, what are all the options for the for any of the left over contributions after. paying closings costs ?