Dayton is a great market for high cash-flow, but it won't have as much appreciation as other Ohio markets because of factors such as population growth.

Is that 7.918% APR considered high in current market conditions? 

Hello all, I just wanted to share with you a piece I wrote about BTR trend in Sunbelt states...would love to hear your thoughts about it.The Sunbelt states of the United States are currently experiencing a housing conundrum, a cocktail of high interest rates (approaching 7%) and dwindling housing supply that's reshaping the real estate landscape.

I don't think it has as good of cashflow than Cleveland, but there's still some good cashflow opportunities out there and the rental demand is very high.  

For my Mira Mesa Rental( 2b/2B Condo) i easily find good quality tenants(High credit score and stable  job) through Zillow.

By paying off high-interest debts such as car loans and reducing your HELOC balance, you can free up more cash flow and improve your debt-to-income ratio.

However, a way to make this even simpler would be to just use a lender that can qualify the rental income with AirDNA projections so that you don't even have to go through this exercise and aren't at the mercy of what the appraiser is/isn't willing to do.

And, I can benefit from amortization and appreciation over the long term.Best of all, my investment is inflation-protected: As overall prices go up, so do my rents and my property values.Your HYSA simply can't compete with a quality rental property investment.

It almost seems to good to be true to be able to get the same returns as a Certificate of Deposit.https://finance.yahoo.com/personal-finance/best-high-yield-s...

Look for a wet or low spot or look for a high spot.