In my opinion, TXTing takes out more from you then actually bringing in - It often feels like a constant game of cat and mouse with phone carriers.

In Cleveland, it is industry standard to pay a 10% property management fee.

Although it does reduce the premium slightly for that particular rating factor, it is not optional on the part of the HOA as an intentional cost saving measure.  

It usually has to do with how they feel about themselves.

I would say do a house hack.

Do you have US credit?

It’s so much information that is out here to aid you.

Of course we filed a response to their request but if we did not have an attorney it could have been approvedYou won’t be able to foreclose while they are in ch 11 so definitely get an attorney to protect your interests

HELOC is not what it used to be because HELOC rates are so high right now.

Start working on your credit score and research financing options, including FHA or conventional loans.