Luckily, once I got the official Closing Disclosure, the closing costs actually came in to be ~$200 less!

Trying to do my first deal and I just recieved a loan disclosure that breaks my deal.

**DISCLOSURE: I am a Turnkey Provider** James-You forgot the most important mention: ***CLEVELAND, OHIO***(5) Reasons to consider Cleveland, Ohio - Buy renovated homes in excellent suburbs under $100,000.00 (Managed & Rented)Home to Lebron James - 2016 NBA ChampsOne of the largest fresh water reserves in the WORLD!

If you decide to sell, it is a disclosure item.

That does sound strange if you're not collecting your fee from the listing agent, but collecting a fee from the tenant with no agreements, no disclosures??

Originally we though we'd live in the condo 2 years and then the multifamily 2 years, but it'd be nice if the primary residence designation is easily changeable....if the multifamily does not close, then we would have the condo as our primary residence. not sure if that important of an issue...4) The contract that has disclosures about lead and radon...we live in New Jersey, so for renting we sign disclosures about lead, since all the houses here are old and anything prior to 70's will have lead, so in the contract when they have radon....lead....naturally occurring substances in New Jersey, is this standard in the contract?

I'll PM you a list of my CYA disclosures, feel free to have your attorney review them and use as needed. 

You put the $200K down on the loan and your worst case is you're saving around 4.5 - 5% interest while you wait for a buying opportunity.Full disclosure though - while a heloc at prime or prime minus a little can be had fairly easy that's a floating rate. 

My package includes about 40-60 pages of notices and disclosures. 

ask for money back at close and immediate possessionmake full disclosures as to your intent, don't hide the fact that you make offers with the intent to earn a reasonable profit!