You don't need to make things so difficult.

Thank you James.It's difficult to imagine how that could be with such a vague reference to the actual property while specifically making the original post about the how and not the what, if that makes sense.I do appreciate your comments.I'm now talking to larger established investors directly (not on BP) who are accredited, which are the ones with the resources to make a deal.Thanks again.

I bought last year my first commercial building, a 12 unit, and it has been very difficult since inception.First year I had a management company that wasted a lot of money and caused me some large losses.

It appears that I can refinance (no cash out) to an interest rate of 4.8% however with the remaining balance on the mortgage that I would be borrowing my total payment will drop to $1,787.00 per month and I will no longer have PMI. 

@Carloz Gil, depending on where you are with the balances you carry, most times requesting an increase in credit limit will increase your credit score by decreasing your total utilization.  

I'm loving the BRRRR method, and I think this is definitely the way to go to minimize risk, start with low to no money down, and grow rapidly.That said, I'm finding it difficult to find out around how much you should put down with private money up-front? 

A first-time investor with limit resources to fund the remaining balance of the loan.

You could try to get the lender to not include such a clause, or get the loan servicer to waive the clause, but that might be difficult to accomplish.

Its very difficult to predict the future.

The Real Estate Center considers six to 6.5 months a balanced market.