Relying on emotions for decision-making rarely make a profitable business in real estate.With that being said, if you value kindness and are ok with making the world a better place by potentially losing some profits, then that too is dependent on your goals!

The place to start is by asking the seller what the insurance company decision is—if they will share that info, that might tell you some of what you need to know.

@Bryce RenickerI think you probably made the right decision to terminate the contract, especially if you're a new investor just looking to get started.

Who brings the money is one of the biggest decision makers when it comes to selecting an offer.

But you will need to locate the distressed situations and contact the decision makers directly.

The most important decision you will make is the location, not the property.

I have liquid cash that I can lean on if need be; however, the lack of cash flow is not the best financial decision.

I have zero regrets of my decision.Below are some of the reasons that I made my decision.1) I purchased my property for 10% below FMV(appraisal vs purchase price). 

I think @John Barrett made an important point; whether or not you want to own the existing asset.I had a similar decision to make 6 months ago; take the big cash vs cashflow and keep the asset.

I live in the Pacific Northwest, I'm a bit priced out of the market, I'm attracted to buying a duplex or fourplex in some state in the Southwest or Southeast where I can better afford to buy, I would like to move there and live in one of the units, but it seems like an overwhelming project to decide where to buy it seems there are a lot of factors involved and it's difficult for me to come to a decision.