If you'd like to see where your property lies you can go to www.zimas.lacity.org type in your property address and on the left side of the screen you'll find a box with different visual filters.

If my lender lies, there are no repercussions for them, but I would get screwed because I'm signing something that certifies that I'm intending to owner occupy.4) This could be a big deal with your business.

They are already leveraged at 75-80% however, so therein lies the rub.  

Late rent gets an eviction notice affixed to the front door and a certified letter in the mail immediately.Seeing as she changed the locks, smokes in the premises and has no issues with lying to you   - "my phone was off" - yeah right

It's not like she was lying to say to me that if I play my cards right I could be retired by 30 but how can I know what my future will actually be depending on which I choose?

By the time we’ve made it to this step, the decision is made - unless they lied/forgot something on their application.

The first sentence in your post is a lie, so everything that follows is not creditable.

If I gave all my tenants a lie detector test, I’d have no tenants.

You think they’re willing to lie to you too?

How many chickens?