I wouldn't call it avoid but more like preserve capital.What happens if the owner carries the loan for us, and then we later sell the property to someone else?

I'll call around.

Let me know if you are interested and we can get on a call and discuss!

Chris, I think I know what realtor to call.

However, the idea of maintenance calls, risk of damage to the property, etc. doesn't excite me.  

(e.g. my March 16, 2019 post on a bank calling ALL HELOC loans due in 2008-2010 timeframe.) 

You call he answers, you're not tossed off to someone else.

That's what i call critical thinking...My liberal arts degree had some merit, afterall. 

Were there any capital calls?

Everyone has a different perception on the different asset classes.Just depends on how you where born and bread 🤷🏻Someone living in Beverly Hills would call my "B class" a "Z Class" lolI consider B class in Toledo to be as follows:1) Good infrastructure supporting home owner and tenant demand (Schools, colleges, hospitals, medical centers, larger employers, etc...)2) Employed tenants that are sophisticated enough to pay rent online.3) Well kept yards, no bordered up homes, pride of ownership in the community.4) Mix of home owners and investor owned (Leaning more toward home owners)5) Lower crime rates and some upside potential from an appreciation standpoint.6) Entry sub $100,000 with 8-10% net returns on cash investments.Every market has different numbers and cashflow expectations Much success