I talk with people every day that have plans with custodians that do not allow for investments into alternative assets.

I bought 15k worth of materials, and did most of the work myself.

Here is another alternative, and a good article to read.

Going FHA is kinda the same deal as VA as far as being a bit taboo in this market with sellers, so the alternative for a 3-4 unit property is putting 20% down with a conventional loan thru Freddie Mac. 

My question of the Holiday is, how does an investor fair, with doing BRRRR’s with the cost and scarcity of materials as well as labor costs on the rise?

Then we re-configured the layout, and used better material.

It was definitely challenging during the pandemic with price increases/long delays for materials but the hot housing market sure made it all worth it.  

Then your job is to find out the labor and materials costs for each line item.

Get rich quick, No Money Down, No Hard Work<--(No (material amount of) Truth in that).[3] Multi-Level Marketing Team Member Hiring Pitch-->Don't want to work hard--selling El-Soap-oh is the job for you-->Leads to a poverty lifestyle for most. 

I have heard it is hard to get construction loans because of material and contractor shortages.