My cold caller identified this lead and I wanted to see if I could come up with a creative finance solution in addition to an all cash offer in order to give the seller options.Location: Fresno, CABuilt 20104bd, 2 bth, 1600 sqftARV= $415kTheir current asking price for an all cash offer= $390k Their mortgage balance ~120k, interest rate is 4.51%Roof is original (14 yo), HVAC is new (replaced last year), no other updates or major repairs that he's stating.Situation:The husband states his family of 7 has outgrown their current home.

I factor any additional payouts (pet fee, early/late check out) as part of the gross revenue. 

You have to keep in mind that there will be tax benefits and appreciation in addition to your cash flow.

They have to cover their lodging , eating out , and travel time in addition to any other expenses . 

If in your contract with the builder you made it conditional on inspections (including a radon inspection) and completed the inspection within the due diligence time period, I would think you should be able to back out of the contract without paying any additional costs.

The issue I find is that when I go to list my units, which are clean and moderately upgraded apartments in Little Havana and Allapattah I literally have 70 applicants in 24hrs via facebook marketplace or through the apartment rental platform my property management software interfaces with (like Apartments.com etc).So when I have 70 people lining up with first, last and deposit with no other middleman or agency impeding the process or requiring inspections or causing delays or requesting additional paperwork be filled out where is my incentive to go the section 8 route?

Additionally, negotiating with buyers directly demands a level of expertise and emotional detachment that might be difficult for homeowners with strong connections to their property.

In my opinion, if you are trying to scale your operation, it's better to outsource so you can focus solely on acquiring more listings and not worry about learning how to properly take real estate photos and edit them.

Additionally most markets saw and the increase in new builds increasing inventory over 10% a year. 

For mortgage debt, the following additional requirements must be met:the party making the payments is obligated on the mortgage debt,there are no delinquencies in the most recent 12 months, andthe borrower is not using rental income from the applicable property to qualify.