Some allow a member that holds at least 25% of the entity to be a guarantor and they will be the only one with their credit pulled, while other want majority ownership to guarantee the loan, so in that case it would be both of you.

I live in a market which is considered top 5 in the nation for cash flow and the only places you can cash flow at 8% interest rates are areas my wife won’t allow me to travel.

The link in the previous reply does not allow for the download.Thanks 

I am looking at a DSCR loan (75-80 ltv plus FEES)  but I wonder if there are better products that can allow me to utilize a bigger chunk of my equity to move forward. 

If the PM paid at least 1/3 of the cost I would probably accept that assuming they FULLY realize and accept their mistake allowing you to believe this will not happen again. 

I’m learning everything and anything I can by all available means, but would love to find someone in the same market who would possibly be willing to share their wisdom and potentially walk me through an actual transaction (simply as a spectator on my end, or in any capacity you’d allow me to be involved in).

I had to negotiate with my existing construction lender to get then to allow me to use the in place construction funding to get the property to cash flow so I could meet my obligations.

I'm assuming I'll get a lower cap on that and my only way to add value is by increasing rents annually based on the provincial max amount allowed to increase rents?

My plan is going to be to sell the homes ranging from $40k-$60k, which will allow me to pull out about $400,000.

So as a compromise to the tenants comfort level I felt that rather than making them cold by me forcing them to keep it 10 degrees colder than they desire I will allow them to pay to keep it as hot as they want it.