There is no choice out here because the law requires a professional to guarantee his work and also purchase a permit and get an inspection.

@Tim Kelly Hi Tim, this property sounds like a multi as laid out but permits and entrance/ Exits would be the issue as well as utilities.  

Does anyone have advice as to how far away to stay from specific addresses that signify past permits to fix sinkhole, or potential ground settlement, issues.

Finding someone that can handle all the permitting process would really be a huge help too.

These costs include lender fees, appraisals, inspection fees, upfront MIP, taxes, title company fees, HUD consultant fees, building permits, agent fees, survey fees, credit report fee...etcThat's why its SO important to get the seller to contribute towards closing costs or you'll be left with the entire tab.

Also, make sure any work that was done was permitted. 

And if it's your primary residence, permits are not an issue.Pm me if I can help.

I've been waiting on permits for quite some time.

A couple of brokers have said that due to current guidelines, the max for owner-occupy 4 fam is 80% LTV, and that an 80-10-10 isn't permitted with this set of variables. 

All of the parks in my neighborhood are owned by the HOAs so I get to avoid town permits since it is private property.