Do you have any skin in the game. 

@Alana Reynolds, as with most said above it would be difficult to get based on your current LTV ratio on this specific property.

And then today, when I called into tech support, I got lectured on my frustration and choice of words (note that I did not cuss nor was I rude to the rep on the phone and even explicitly stated that I understood it was not this particular phone rep's fault).

First, when calling banks target the smallest most community based banks you can first.

Setup a game plan for generational wealth for you and your family.

I do not think so, I think the mortgage broker will combine your qualifications into a one application and give you an approval based on that. 

An elderly man on a fixed income should be able to find an apartment that is income-based and affordable.

I'm based out of Charlotte NC and having great success in all the sub markets within an hour radius truly..

At the time of purchase I was not expecting property appreciation, but based on my purchase price, I can't imagine seeing any appreciation, even after 15-20 years.Thanks Kelly,Did you post anywhere else that I might have missed so I can also reply on those platforms?

Also the tax amount on the tax rolls is not the tax you pay in the future, it is based on the new sale price and will increase according in due time.