It will all vary upon your situation.A Roth IRA is a fantastic tax sheltering vehicle.  

If you decide ahead of time it is not worth it for you, and there is nothing wrong with that, then I advise exploring the more passive investment vehicles already mentioned.

The penalties for doing so are pretty stiff, so it really is best to understand the rules before transacting.Other than that, these retirement accounts can be really powerful, flexible, relatively low cost vehicles that provide great tax benefits without keeping you locked into the stock market like traditional retirement accounts.What did you have in mind for your investing?

And personal debt against anything that is depreciable (i.e. a vehicle) should be dealt with, if possible.   

This is a completely separate financial vehicle and isn't directly affected by the overnight rate or prime rate.

Additionally, someone's car was shot up on New Year's (I think that was a vehicle just chosen at random).Prior to selling, she had spoken with my PM (and boss) regarding possible rents vs. selling.  

Vehicles should be titled as " TOD Shannon...".

One benefit is that they put so much tension on my ignition that after a while, I'm able to start my vehicle and then remove the key while it's running.

In my neck of the woods, it is illegal to park a vehicle on an "unimproved surface" (like your front lawn), and it is also illegal to have an inoperable vehicle parked in front of your residence.

Do the prospective occupants have taller vehicles?