Given the market conditions the two biggest reasons I see sub2 deals happening is if the seller has no equity in the home and is behind on payments.

With that said, I typically try to get at least two trusted sources to check out the house for me, which sounds like you have done. 

Bigger Pockets lead me to two experienced professionals. 

If all of your joint income for 2024 is less than $94,050 -- including the entire profit from selling the two rental properties -- then you will not pay any capital gains on sale.   

I don't think my tax advisor is claiming depreciation for two rental properties and I'm looking for some help from the BP community. 

With 5% down conventional loans and FHA loans, buying a property with two or three units can cost less than $30k out of pocket.

Fill in those two numbers into any online mortgage calculator, and it will tell you what the maximum loan is. 

Again, two methods available: actual receipts or daily allowance called per diem.Where do you stay?

They are inside (above) backyard at 25% inside property line back fence.Personally I would not buy it to stay permanently as primary (don't mind to stay year or two as tenant) but it is for investment and I can get some discount for this reason.

Stephanie:Let's give two extreme examples:1) A person buys a mutual fund in their IRA.