I have already linked up with some Realtors based in Indiana and have property searches going, but I want to be sure I am set to submit offers when the opportunity arises. 

Considering your goal of house hacking a duplex, while FHA loans are common for first-timers, there are alternative financing options to explore:Conventional Loans: Need more credit and down payment, but offer flexibility. 203K Loans: Ideal for fixer-upper duplexes, bundling purchase and renovation costs.VA Loans: Great for vets—no down payment, competitive rates, and no mortgage insurance.Portfolio Loans: Private lenders, good for unconventional income or credit histories.Hard Money Loans: Quick, high-interest, good for investments or major renovations.With $30,000, mix it up—use it for a down payment, maybe pair with a conventional or FHA loan.

Rent collection is free only with the subscription, does credit building, great rental contract generator, site is very simple in design.

I'll add go for more base hits not everything has to be a home run and you can make a fortune just getting on base.

They should really resell them, even for $1, but they haven't, and this lack of private property owners results in an even lower tax base (and higher taxes for the people who are paying).Yes, there are people who invest in Trenton and make good money, but I would consider them very aggressive, take no nonsense type of people.

Based just on your DSCR calculations, it appears this property is significantly under-performing, or if it is operating well, then it is significantly over-priced.If your plan is to reposition the property, then you need a bridge loan or private loan to acquire and manage the property. 

@Micah Loewen I recently had an appraisal done on a multi and did receive less value based on some renovations that were still going on.

Just wondering, what areas are recommended based on experience and any advice that you can offer?

You could likewise do a lease option instead of a wrap which would prevent that from happening although admittedly, buyers rarely follow through on lease options. 

Terms can vary based on the lender and the strength of the borrower or deal.