If your credit is not as good, you don't have much for a down payment, need a seller concession closer to 6% rather than conventional max 3%, or are looking to purchase a multi family home FHA would be your better option.

I know that where I do business (mostly Arizona) we add additional clauses to our agreement for sale to help mitigate the seller being nefarious and providing enough public record to keep things on the up and up with title companies.

I questioned that part of it and all she said back was well we would like you to be involved in running your team and doing an Introduction to the seller, which still doesn’t seem right.

Regarding the sales codes you've encountered, "QC" indeed stands for Quit Claim Deed, which transfers the seller's interest in the property without any warranty regarding the title's validity.

Subdividing and selling lots is less risky but demands understanding subdivision regulations and market demand.

For sure you MUST start with a market analysis, to read the market demand, and if there is an opportunity to gain market share or if your trying to jump into a crowded field against established "beast's" of PMc.     

New York City is still a supply constrained market with ever increasing demand and that isn't set to change.

Selling a property? Let's talk about Capital Gains Tax. This is the tax on the profit from the sale of your property. The good news is, if it's your primary residence and you've lived there for at least 2 of the last ...

But there are no laws or ordinances that require a buyer or seller to use one.”I’ve never purchased in an attorney state but it seems like something you could handle yourself or with minimal help as you know each other. 

Ultimately, we need mortgage rates to move down to improve both affordability (lower monthly payments) and availability (‘freeing up’ previously ‘locked in’ sellers).Drilling down to the city levelThe inventory situation is very different from city to city, and that’s driving divergent pricing trends.