All reasons for the Service to dig dig dig.

Maybe not to the extent of expecting the place to get fully trashed, but I do keep reserves for that sort of thing.

I got a list from my contractor yesterday:roof - $4300windows - $2250flooring - $3200bathrooms (both) - $7000appliances - $1200paint inside and out - $2600door - $450total - $21,000That's about as detailed as I've ever had. as @Brian Pulaski said, you're paying for a complete service, it's common to get SOME lists of work, but vague ones.

Instead I tend to focus on my CapEx reserves and savings.

Yes... take monthly MI especially if you know that your ARV or "after repair value," is at the very minimum 125% of your loan amount because this in essence means you have 20% equity (IE 100k ARV / 80k loan amount = 125%) and you can get your MI removed automatically after 12 months min (some mtg servicers vary but most are min 12 months for auto removal w/ equity documentation). 

Plus with the new sales price I should be able to bring the assessment down as well, leading to some additional savings on taxes there.I have two possibilities for this property, the first being to get it refinanced by a bank ASAP to pay off the seller financing and bring the debt service down by about half.  

Service chain saws, chipper, RAM 2500.

I'm currently an active duty Marine with 14 years of service.

@Jaime Paniagua I have not personally used these services so I don't know for sure, Lending Club has default numbers on their website, and I'm not sure about Realty shares.  

Hi @Eric Bate.I've interviewed a local CPA (Plymouth, MN) and will be using his services for my 2017 taxes.