I have spent the last few months listening to BP podcasts and talking to investor friends who are doing mostly fix and flips - some of which are for buy and hold and others are pure flips for resale.

This is just pure speculation, but I'd bet marketing management would pay better.

. - conventional financing - the MI can be customized since the Mi is offered through private companies you can chose to pay it via monthly premiums, single premium upfront, a split premium which is a hybrid of upfront portion followed by a lower monthly than just purely paying monthly premium only. - FHA is 1.75% upfront and from 1.35% to 1.55% annually (paid monthly) depending on what your loan amount is and the limits in your area.

These are the ones that can't figure out the battery is dead in the thermostat or they replaced it wrong.

New batteries in smoke detectors.

Just rent it for a year (pure profit) as rent to own taking a one time option fee, with sale price in the option agreement set to:  determinied at the time of closing by an appraisal.  

Buying the property you are going to live in is very different than purchasing purely as an investment.

I'm open to input this all purely opinion and what I see in the market.

I guess I could look at pure ROI.

Then I stopped by BassPro, bought some fishing gear and a new battery charger, met a couple standing in line who are moving to the area a need a house, gave him my number, well, I just happen to have.....they want to see it!