At this point with only 6 months left to wait, increasing interest rates, as well as higher debt load from remodel, it may benefit over the long term mathematically with the secured lower rate, because the margins in Denver are tough.

The benefit (and the danger) of working for yourself.

You should get very specific talking points that focus on the benefits you offer the seller - especially since it sounds like you might know her.

It doesn't look very good to me if they are this slow to help with basic questions from a person wanting to join if they say one of the benefits of online is that they are responsive.Anyways that was my introduction and thanks for your time. 

I was just wondering if I could use the fact that I don’t need immediate returns to benefit a partner and if it were beneficial, how a deal like that may be structured.

The new account would allow the tax benefits to continue, but the earnings would be used to grow the account rather than generate immediate income for yourself.

Every Lender is going to be a little different, with no background they aren't going to give you much benefit of the doubt. 

Plus you would benefit from them paying down the home loan and from potential appreciation.

@Sean HarrisonIf you're self-employed, you might be eligible for a Solo 401k, which offers many benefits over a self-directed IRA: Compared to an IRA, Solo 401k contribution limits are roughly ten times higher.There is no custodial requirement for the 401k.You don't need the additional expense and administration of an LLC to have checkbook control.There is a built in-Roth component whereas IRAs are either traditional or Roth, not both.A spouse can also participate in the same Solo 401k plan.The Solo 401k has additional tax benefits over an IRA when investing into real estate using leverage.The penalties for prohibited transactions are less severe, though it's best not to utilize this benefit :)I'd recommend you reach out to a few providers who regularly post here on BP to get a better understanding of your options.

I have a property I'm my crosshairs, but before I pull the trigger I'd like to get some community feedback on the best entity to purchase under for tax benefit and personal protection.