If you're new you may have to take the low hanging fruit and deal with some problems and then move up.

They have very low limits (by real estate investment standards) for check deposits with the app, and the app is the only way to deposit.

My credit is around 500 and I am behind on my house payment.

@Ricky Malott I, too, am receiving a low ROI.

Will either have a greater likelihood of offering a higher credit line? 

Being in-house and just a part of OCF's overall business, the property management team can keep costs to the investor low.

For the low cost ones, they don't actually have an in law suite, they just somehow show up in the search. 

For $30k it is going to be tough to find a lender for that low amount as underwriting will eat up 10% of that amount.

Daly proved that this never took place and that all the bank was doing was converting his promissory note (the value) into credit and assigning themselves as beneficiaries to his promissory note and subsequently separating it from the deed.

Leverage has always been low on my list of concerns.