I'm seeing a more aggressive stance from what is being claimed by members here on BP, such as cash out refis after 6 months, it must be in areas where property values are going back up at a faster rate in general.On the conservative side, prudent lending practices will be stressed, meaning that a lender may not do so much of those "if it makes sense, we loan it" type deals, it may be tougher for a deal to make sense.All in all, I doubt a qualified borrower will see much of a difference on the street as the new changes will be played out in the operations side of the lenders and their relationships between other lenders and securitized markets.Actually there are more aggressive measures in making a loan, the debt to income for a residential loan has gone from 36% to 43% allowing borrowers to qualify with more debt!

Then I call them back, they don't answer and we play phone tag.I personally would want an agent who is working a couple days between Christmas and New Years but that's me.

@Ed WoodThe article paints with a broad brush and draws conclusions that don't apply everywhere.In one county that I deal in, the number of foreclosures at the LAST sale was the most in history!

But I do agree rules are rules and we should all play by them.

I am not familiar with this company but I will definitely check them out.It appears they utilize used shipping containers...a very interesting sustainability play.

IF you pay him more , the next time he will play the same card on you .

No playing dumb there.

I am familiar with a few of the pay to play groups but wanted more of peer to peer group in the north dallas/ preston holloow area.ThanksDavid

It can go to competency and older sly types can really play dumb if they want to.

It seems like Vegas, Phoenix etc. have played out, and now everybody is starting to want to dip their toes in in Detroit, but St.