Get professional tax advice, but I think it would save you a bundle to live in it, refi to get your money out, and get homeowner tax break when/if you sell.

On the notes I hold, I need to make sure the cash comes in and the property tax and insurance are paid.

Although I'm not sure if flood insurance would be covered in HOA fees.

Also, mortgage insurance is expensive! 

While I think there are always deals in every market, I don't think now is the time to jump into the Dallas market.I have walked thru a lot of houses that I think are being offered at nosebleed prices, especially from wholesalers.Be careful with DFW, high property taxes and high property insurance. 

i have a list of home owner names and addresses but i am looking to find their email or phone numbers to contact them.   

We are closing on our second rental property next week and I was looking for some advice when it comes to a Landlord Insurance Policy. 

The home owners are still living there and have been living in the house since Harvey in August of 2017 which is honestly sad because I don't consider that home livable. 

It could be it's one of a small percentage of co-ops that does allow investors and there are too many units rented, or the sponsor still owns too many units, or it could be the reserves are too low, or not enough insurance, or a lawsuit, etc.

Take for example the following:Rental Property that is for sale near where I live:$80,000 property that doesn't need any repairs (essentially turn-key that I will self-manage) - $900 rent $16,000 down with $2,000 closing costs - Total All-In: $18,000Assuming 5% vacancy, $1,000 in taxes, $800 for insurance, 5% for maintenance, and a buffer of $200 a month, I would cash flow roughly $3,300 a year.https://www.calculator.net/rental-property-calcula...I've been around this forum to know that people will say things like 'well your vacancy/taxes/capex is way too low.'