Hello everyone.I read countless of posts and articles online about investing in real estate, but I can't find anything that is related to my current situation. I'm hoping that the wisdom of this community can give me ...

This is a really collaborative environment.

NO responsibility to the home etc.There are more SFR homes in the US than there are people with good enough credit to qualify for a STandard mortgage in todays environment of lending. 

My wife and I like the idea of living in a downtown environment.  

While the property made for a great place to live and a good rent free environment it was not necessarily the one I would have purchased solely on investment merits.

Originally posted by Joe Foster:I'm looking for creative results, criticism, or similar ways of getting lower down financing by getting money back, etc.As Bill pointed out, you're not going to find a legal way to do this in today's lending environment...even by being "creative"...You are in-essence creating a non-arms-length transaction to arbitrarily increase the value of the property and then try to convince a lender to lend against that increased value.If you think you can find a lender that won't have an issue with this, than that same lender shouldn't have an issue with just funding the higher amount, right?

The manager at McDonnalds gets XX dollars, the district manager gets XXXX dollars, while the DM concentrates on other aspects at a higher level, he's still in the resturant business.Starting out with the thought of doing turn-around projects of that size requires extensive knowledge in building regs, community relations, understanding the political environment, marketing, law as well as purchasing aspects.

Ladies and gentlemen I hate to admit it but in this environment if you are required by a "lender" to have your client deposit an upfront fee then run!!

The fact that you can still use those funds to buy investment property using tax-deferred environment makes the first option even less appealing.I would suggest you you explore the option of using truly self-directed Solo 401k instead of SD IRA.

Typically, they are 25 minutes from downtown Golden, and are at higher elevations which are in a more rural environment and sometimes have dirt roads.