.#3 Atrociously Expensive. is the one that draws the greatest ire, and I'm really not sure why since the entire BP boards existence is predicated on the notion of an industry that specializes in selling at a profit, or servicing for fees.

Today's existing issue should be resolved before adding features.

There aren't a lot of them, and you have to be patient, but they do exist.  

Anything older than that is about non existent.  

what are my options to buy a four-plex without doing a refi or something on my existing properties. is this a stupid question?

The lien on the house still exists.  

@Matt Sherman what's the rate on the existing mortgage?  

Acquisition phase, maintenance phase, disposition phase (if I'm remembering the terms for the 3 parts of the cycle correctly).If you're early on in career and looking to increase portfolio, should cash out and buy more with relatively high leverage (while being sure to have solid cash reserves on the side of course).If you're middle career and looking to just maintain portfolio and don't need cash flow from properties, then focusing on building equity in existing properties by using cash flow to pay down loans make sense.Then end career dispose of assets and the sweet equity you hopefully built up by selling outright or owner carry or whatever.I personally would cash out and buy more with leverage, but that's someone in acquisition mode bucket talking.

Also, if that did exist, it most likely wouldn't help sell your property, just look at YouTube comments, typically negative. 

I did not actually know this existed.