Please click on the links, give them a read, and share your thoughts in the comments.First is a post that I feel will help not get overwhelmed with the amount of info that is here on BP:https://www.biggerpockets.com/blogs/5868/52761-the-simple-guide-to-getting-started-on-bp The second is a post that will help get you focused with your real estate investing goals:https://www.biggerpockets.com/blogs/5868/52743-im-new-to-bp-any-advice-would-be-appriciatedThe last one is a post that will help you choose an “investor friendly” real estate agent.

Please click on the links, give them a read, and share your thoughts in the comments.First is a post that I feel will help not get overwhelmed with the amount of info that is here on BP:https://www.biggerpockets.com/blogs/5868/52761-the-simple-guide-to-getting-started-on-bp The second is a post that will help get you focused with your real estate investing goals:https://www.biggerpockets.com/blogs/5868/52743-im-new-to-bp-any-advice-would-be-appriciatedThe last one is a post that will help you choose an “investor friendly” real estate agent.

Thanks @Carl LeeSo subject to ...lets say her pay off amount is 200k , then it might be a deal , provided she is ok to just get done with it .But if seller is expecting to not only get out of the loan but also expecting some cash - lets say 20k , then it means 220K Al in for meSo looks like :1. total pay off need to be less2.

Is my depreciable base the entire $200k or do I have to back off the amount that is considered land?

Most agents seem a little scared of them and the amount of extra work putting the loan together does not help......but if you are willing to jump through a few extra hoops they are great.It really helps when EVERYONE is on the same page regarding the loan. 

Please click on the links, give them a read, and share your thoughts in the comments.First is a post that I feel will help not get overwhelmed with the amount of info that is here on BP:https://www.biggerpockets.com/blogs/5868/52761-the-simple-guide-to-getting-started-on-bp The second is a post that will help get you focused with your real estate investing goals:https://www.biggerpockets.com/blogs/5868/52743-im-new-to-bp-any-advice-would-be-appriciatedThe last one is a post that will help you choose an “investor friendly” real estate agent.

This website and whole BP community is truly amazing- I've learned an incredible amount from thousands of hours spent listening to podcasts, reading posts, and audiobooks over the past few years.

If so, I would just reduce the bill to the claimed amount.

Yes, you can typically refi Rate and Term, the same amount as your current loan, right away.If you want more than your HML, then it needs seasoning or 6-12 months, assuming a 75% ltv based on a new appraisal is more than your HML.

If you have debt, try to pay more than the minimum payment - even a small amount can have an impact.Don't close any credit card accounts - part of your score involves how much credit is available to you.