I bet if you focused 100% of your efforts in Lauderhill FL, you would be able to get a few under contract.

Hello, I am looking to acquire additional long term rental assets but am running into issues finding a lender that will fund me due to the fact that I had a foreclosure 4-1/2 years ago.750 credit scoreGood incomePlenty in reservesLooking to acquire properties 180k and below with 20-30% down but haven't been able to find lending.Any suggestions?

I additionally will transact on the side but that's neither her nor there.

Your best bet is to go there on an evening and see how the block looks then. in a way you are fortunate because these are the summer months and you can get a good feel of what goes on around that house. if you see a lot of hanging around on porches or a house with a lot of traffic (foot and car), proceed with caution.  

So maybe the insurance policy is a better bet for me?

A lot of our rehab clients set up construction management companies and run the draw deposits through their business account and then leverage the cash flow of the draws to get the additional business line of credit to use as gap money. 

I am deciding between a gut Reno/addition and a tear down to the basement.

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I would not count on the garage for any additional income.

This was a big project requiring new electrical new plumbing bathroom addition new roof Windows, everything.