What you customize should be an accent or some type of focal point that ties all the other aspects of the room together.

In May we have a our annual "What I would do differently" event where our members get on stage and discuss what didn't go right on a deal and how to avoid it next time.

Agreed, the financing does not make the property worth more, but I don't believe that is what she is saying. if her hard money loan costs are say $20k over a 5 or 6 month period, and by receiving owner financing, she can avoid those costs (or a portion of them), then she could "afford" to pay more for the purchase price in exchange for better terms which ultimately save money.

I'm speculating as I'm new to the game and still in learning ALL the aspects of Real Estate and Flipping of such.

Credit pulls are good for 90 days, so if you proceed with the initial lender that did the pre-qualification within that time frame, they will not need to run your credit again (advantage).As for shopping around for good lenders, I suggest to look for someone that will meet with you face to face, but avoid big banks.

One issue Gary is your seller will have imputed taxes on zero interest, I see it's not much but the headache would tick me off, why not pay 3% and discount the price to compensate and avoid the issue for ten years?

Keep in mind your state usury laws and if the buyer is going to live in the property, I would suggest you avoid such an owner carry to avoid the new DF (Dodd Frank) laws and pitfalls that come with it.The question really is, what king of return can you get in another passive investment?

They want to 1) get a commission 2) not 'waste' too much time putting in low/no probability, low-ball offers if they can avoid it.

Once set, this home is deeded as Real Property and is considered a stick built home for tax purposes.Whenever possible, avoid buying a home on LEASED LAND... you have little/no control over the cost and what you get for the money...if you can buy a lot and place a home on it, you are better off...Hope this helps...

I think you can learn those things without the designation/title and be just as valuable as well as avoiding the cost to purchase the designation (or education for the designation).