Hello, Does anyone have a credit union/lender/banker they can refer me to that will entertain a HELOC on a FL Investment Property for someone who is not currently living in Florida? 

Don't leave them in your property untenanted unless you can afford to get them stolen - ask me how I know.Feel free to PM me - happy to talk shop.

Can you afford to start losing money with your rentals?

Buy durable, affordable, replaceable products.

There are various affordable loans through Fannie/Freddie but once you get into 2-4 Unit FHA will get you in the home for the least out of pocket.If you have served and are eligible for a VA loan, they offer 100% financing for 1-4 units which is a great opportunity for current and prior servicemembers Once you have closed on the FHA and you reach 20% Equity you can refinance into a conventional to get rid rid of your mortgage insurance on average with the 3.5% down it will take about 2 years. 

of tenants cant afford to move their MH out of the park.  

For added context, I'm thinking about house hacking a duplex in MA, but I don't have the cash to afford the 20% downpayment.

As Grant Cardon mentions in one of his books, low cap rate properties are most promising in a market generally, if you can afford it.

Chicago is a great place to live, work, offers higher income options,  world class entertainment, fine dining,  theaters,  arts, etc. 

I was thinking about selling Commercial RE, however; I can't afford to do it because the investment business is more lucrative and I don't want to spend the time to BUILD an agent business.