An additional benefit of a detailed engineering-based Cost Segregation Study is that it can increase potential insurance premium savings as well as provide support for the property tax appeals process.

I am already so thankful for the bigger pockets ecosystem in providing so much helpful information.

Did Wells Fargo require you to provide any local address?

With no experience and not crazy strong personal finances to pledge to the bank/lender, its doubtful many banks/lenders will provide the construction loan on a spec build. 

I provide it with every single lease whether they're moving in tomorrow or next month.

I’d let them go but provide them with help to move.

I can provide you some guidance.

Here are some quick notes that I can provide from the lender/broker perspective.

Many reputable general contractors have experience with city/township inspections and final inspections before you can sell your home; they can provide value based on experience with trades inspectors and providing more accurate estimates for project costs based on current market value of work per trade. 

I require my tenants to provide a 30-day notice regardless if they are terminating during or after the initial lease term.