Fast forward a few years and now things are popping in my real estate investing career.

Also, your equity cushion would be affected by how fast the 1st mortgage is amortizing, among other things.14%+ compounded is a nice juicy return over a long periods of time , which is why I love "note tails & zero coupons" for IRA & 401k accounts. :-)

I did invest money ( about 30K)  in different crowdfunding site in last three months and now that I know more -- I am keeping my fingers crossed -- Hopefully I do not loose money :-( I did not find any site which offers collateral protection -- Also, for whatever reason realtyshares crowdfuding requests fills up very fast -- I only chose few selective ones after spending some time on those.

Hope the house sells fast

You'll make connections fast.

Say you pay $200/month on one credit card, pay as much as you can on that card and pay it off as fast as possible.

Part of that is because I use 15 year notes for the most part since I want to pay them down fast. 

"You know I'm a cash buyer and can close fast, but I need to make sure this deal fits our criteria, and we are currently looking at several properties in your area.

are things moving fast?

But it gets murky really fast and would be easy to make a mistake.