I offer some of our documents in the BP File Place, available to you for free, look under Other Documents for these.As for the most recent challenge... if you have a clause in your rental agreement about unauthorized occupants, enforce it.

Certain vehicles offer more protection than others when it comes to bankruptcy proceedings and ringfencing assets from creditors.A good CPA should be able to effectively advise on the tax and legal implications of each vehicle.

At a 66% LTV, they're offering me 7.5% interest and $245k out.

I would encourage you to offer a "move in special" to your tenant. 

I know other offerings where they have partnership interests in the LLC as well and are not considered unsecured debt.

It's all about supply and demand for your specific offering. 

The loan program I was offered is the Family Opportunity Mortgage.  

It's allowed me to do some of my own work like changing toilets and fixing leaking ceilings, but even if I don't want to do a job personally hopefully I'll have enough knowledge to not let a contractor over charge me, or recommend something I don't need.You'll also meet local contractors, and hopefully investors.They may offer an employee discount too.

Geico/Progressive do not offer them - they offer homeowner's insurance, condo insurance, renter's insurance and etc, but none of them covers the building structure & the common areas. 

The house is situated in a desirable neighborhood but it seems they are only looking into cash offers. 1.