There are numerous home in the area that are section 8 rental properties.  

I inquired about their software a while back and they e-mail me and call me all the time, even though I have told them numerous times that I am not interested.

There are numerous threads here on BP about finding owners and Google will bring up a ton of sites  to track down people. 

Don't miss The BiggerPockets Podcast - they are great for learning how others are finding success.Also - here's a couple articles you might enjoy:The 21 Best Real Estate Investing Books Ever How to Rent Your House: The Definitive Step by Step GuideHow to Be a Landlord: Ten Tips for SuccessOh - and be sure to set up some Keyword Alerts- especially for "Cleveland" so you'll be notified when people mention it here in the forums.Thanks again for introducing yourself!

They are both great at learning the fundamentals.Also - here's a couple articles you might enjoy:The 21 Best Real Estate Investing Books Ever How to Rent Your House: The Definitive Step by Step GuideHow to Be a Landlord: Ten Tips for SuccessOh - and don't forget to set up your Keyword Alerts!

@Jon Klaus Yes, MX3.Here is a great article on the markets I tend to agree with: http://seekingalpha.com/article/2508115-anatomy-of-a-market-bubble?

Here's a link to the article:  http://online.wsj.com/articles/new-ways-to-profit-...I've learned a ton from him on this website.  

I read an article that from homelight.com which included this excerpt: *The actual percentage will vary based on the specifics of your situation.

One of my biggest concerns is  this article  I recently came across on Investopedia, which seemed to indicate that you need to use the 50% rule.

I've read a couple of article to about beginners, and gained a bit but hopefully something else in the way of reading articles will help me get through the next stage of my life.