My main issue as of now is to find a lender who has products to fit my needs as close as they can so I can begin my journey as a real estate investor earning passive income and providing great homes for my tenants.

Specials can be for things like street work or water main updates, but usually it is for past due taxes and water bills. 

@NicholasFear is the main reason people fail in this business, just jump in.

If you don't want to hurt your old accountant's "feelings," I would just tell him that after discussing the situation with your partner, you both felt it would be better to have a separate CPAs for the rentals than the main CPA that you both use. 

However my main issue was trying to figure out how the numbers would look as I tried to pull my cash out of the initial FHA loan.

I am looking into purchasing my first property in pittsburgh and rent it out as long term investment.I have following hopes/strategies:- Safe area (B/B+)- Reasonable cash flow- Good appreciation potentialI am thinking following locations (which can totally be non sense)- Attract high income workers (close to IT hubs?

@Yvette Chung yes that price is reasonable, your main cost is the time to do tile walls and floor.

The main highlight or benefit of Fannie mae's 1 year tax finding is that you dont need to prove 5 years in the same line of work which is a harder burden of proof for most realtors or business people. 

That said, I want to be as practical as possible to reduce work between tenants, but I also want to attract and keep good tenants.  

The main goal is to live cheap or free so you can save up to build a portfolio.If you are military or former military and are eligible for a VA Loan I would get a hold of a mortgage broker in Fort Lauderdale, Florida and ask them to help.Let me know if you need anything and good luck on finding a good house hack!