We may not use eviction history in NYS to screen tenants, but you may still use credit score and income/rent ratio requirement (but not source of income).

I see B2  indicating bankruptcy  in their credit report as recently as April 2024.

Oh and did I forget to mention 0% state income / low property tax, limited government regulatory interference and pro-real estate policies for developers/investors?

With such low inventory, Investors are hungry for properties and this ain't looking up, unless the rates come DOWN!

The Commerce Department reported this week that permits for single-family housing starts dropped to a five-month low, indicating a slowdown in future construction as well.Spring Thaw?

These are areas where you can still buy in under $100k and usually still expect rents at $800/mo and up with low vacancies.Feel free to reach out if you'd like to chat!

ACH and debit/credit card payments are usually a couple days.

Cash equivalents are are at record highs and real estate transactions are at record lows. 

Interest rate is crazy low (2.63) and the appreciation is ridiculously high if we look at the Zestimate (~45%). even if it does drop down, it will still hold value. 10% immediate loss is duly noted. and that's why it feels like a lost cause to buy now and sell soon.Thanks a lot for the food for thought! 

Domicile: WA State (income tax free)Property location (Texas): (income tax free)LT gains + Depreciation recapture ~ $300k on a $500k income property ~effective / average tax rate = 12% for past umpteen yrs (relatively low income, avoiding IRMAA and doing Roth rolls (no 'realized' income, just transferring from tIRA to Roth = vast majority of annual MAGI income)In the end (coming soon, ~17 yrs) ALL remaining estate will go to charities / Charitable Foundation / DAF.