- A traditional investment loan down payment of 25% down is doable but still hard to cash flow.

Other than that I have perfect payment history.Debts:Storage unit-         $190 monthPhone bill-             $160 month (i pay for my moms phone)Truck payment-   $1150 month (owe $58,000) impulse buy, and may be able to sell and get out of loan if needed. 2.9% interestStudent loan payment-    $150 month.

I was told my by loan offer over a year ago that the rates in spring of 2024 would be back in the low 6's high 5's... look where we are. 

Purchase: He says banks don't offer 30 year loans for CRE.

I know I will have to put down at least 20% with an FHA loan.

I live in Garden City, Missouri, which is about 45 minutes drive from the property in Kansas City.The property is currently vacant.I own the home, have no loans or mortgages.

I have equity in my property which is in Washington state, and I'm interested in finding an investor who would be interested in loaning me 20k to 30k in exchange for an agreed percentage rate when the house sells (within 10 years).

Essentially I am finding and procuring the land/lot via traditional financing and funding everything through the development phase until we get to Construction Loan. 

Hi Flavia, the loan is 3.99%, which is not happening in today's market.  

This would help you potentially qualify for an FHA loan when you execute the purchase option.Option 2: 5% payment for the option with the option payment spread out over 12 months from the 2nd month until the 13thmonth.