Hi Blaine,Have you started to look at what each of the three of you could qualify for individually?

If all fails, please consider reaching out to those representing the seller online and see what company/individual is currently managing the units prior to the sales transaction.... this could give you some great insight. 

I recently completed a project where we purchased a 4-plex in Los Angeles, did a major renovation and then sold the units individually to separate buyers who purchased as Tenants in Common (TIC).

While I am still looking to network with Real Estate Agents, Wholesalers, and other Investors, my belief is that communication will be easier with these individuals as we can schedule meetings, exchange email, and text. 

This varies significantly for every individual but you should have some basic criteria that is important to you.

The lender that I'm working with has stated that each person can have a maximum of 10 mortgages individually.

Imagine having to answer questions from each investor.There may be an investor relations individual who may be able to help answer questions on the day to day.If you are interest in learning about real estate in your market, you may want to take a real estate investor / LP investor out to lunch and ask them questions there.

You are eligible for a traditional mortgage (these offer the most advantageous rates and terms as they are backed by investors) as long as you meet the requirements below:-You have a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN); and-You have current, verified status, which may be documented by a valid employment authorization document (EAD), or other documentation showing immigration status is current (e.g., Green Card, work visa, etc.).If you do not meet those requirements, then you will have to find someone who offers private loans.

As an aside, there is also a 30 year HELOC type of product that is for high FICO individuals, and is a first position mortgage.

The irony of the investment strategy of the average American – including those who meet the definition of an accredited investor – is that the bias toward optimizing for the downstroke and safety robs one from the benefits of individual growth and setting the stage for their future self.