We have a 14-page management contract that we've added our real experiences to over the years, with the intent of protecting both us AND the landlord.

There are such things as bad advice, well-intended people who steer you wrong, and ill-intended people.

This is likely because there’s no system, to-date, that enables mortgages to recognize the intent to sell.

@Pepper Bradford for all intents and purposes they ARE borrowing the money themselves.

We have a 14-page management contract that we've added our real experiences to over the years, with the intent of protecting both us AND the landlord.

This realization alone was a huge gain.One of this year’s big gains was overcoming analysis paralysis after years of educating myself about private real estate investing.The photo shows my initial entry in Brandon Turner’s Intention Journal, dated 1 Jan 2022.

If you feel they're being too harsh, think about their intent.

. - The nonmember assumes only the remaining unpaid balance of the loan (no new money or refinancing);- There is no extension of the original maturity date beyond that specified in the loan agreement with the member;- The original loan was not made to the member with the underlying intent of having a nonmember immediately, or soon thereafter, assume the loan;- The terms of the assumption are consistent with the loan agreement and in compliance with the FCU Act, NCUA Rules and Regulations, and other applicable law.My guess is that they will initially say no.

We have a 14-page management contract that we've added our real experiences to over the years, with the intent of protecting both us AND the landlord.

Ill send you a PM