If you have the money, i would do that plus add a metal z channel going opposite direction of the joists ( screwed on top of the existing plaster ) and then add another layer of drywall. the Z channel leaves a space that helps in sound transmission. the problem is the sound is transmitted through the existing floor joists too, so just the insulation will not do it because the joists are still against the ceiling. this is something similar, but in this picture they used clips in combination to hold off hat channel from the existing ceiling which will lower your ceiling about another inch. 

It also seems like you've set your sites on REI but don't know which direction to follow.

Find a good mortgage broker rather than dealing with the banks directly.

There must be five or six now.Part of the strategy on claiming CCA will depend on how you hold the property (i.e. directly in your name or via a corporation) and your planned length of hold.When you hold property in your own name, the CCA recapture upon disposition can hurdle you into another, sometimes substantially, higher tax bracket {BTW:  The recapture has an inclusion rate, in your income, of 100%; it is not taxed at 100% ;-) }.  

I think one of the strongest draws of Rochester is definitely the great schools, and I'd love to rent to students ideally.

Not a bad idea Lance if you could find a lot with allowable zoning for that..which might be pretty tough.

There is a lot of money that has been flowing from the Bay to here making some of the transactions seem less than ideal.  

I have plans to use a property manager to help find investment properties and manage the properties (maintenance, rent collection, getting new tenants, etc...).Any thoughts/opinions/direction would be greatly appreciated.Thanks,Bradhttp://www.housingwire.com/articles/36651-new-repo...

Unless you have a unique way of generating a higher return and can attract investor capital or are investing your own self-directed IRA and buying in cash (most current buyers/hence long horizon), it's going to be tough for you. 

Hi everyone,For a new wholesaler who just wants to dive in the game and start making some offers aside from Craigslist, where can A new wholesaler start making some legitimate offers on properties.I've launched direct mail campaigns, and door hangers around the same area that I'm farming but I want to start making some offersI've thought about knocking on pre foreclosure doors.