This probably provides an adequate level of protection for Freddie.It’s a concept that is hard to swallow.

Have you considered investing in any of the Texas markets, or are high insurance and property tax costs a non-starter for you?

Hi Xiang,Dp any of your LTR have space to value add?

Loan to value ratio: The higher the loan to value ratio (LTV) is, pricing takes a hit.

Texas had some hurricanes and I have properties (Market value $300K, Roof damages $25K).

We will improve the community by providing EXCEPTIONAL places to live.

Among other concerns, many simply feel the fees of property management are too high.

In theory, you should only be considering the strongest of markets, buildings in the best locations, with high demand and high barrier to entry for new retail developments.

I am quoting insurance companies and for liability coverage, I was wondering if the liability coverage should be approximately the same value of assets that are within the LLC (in this case, 1 house of $170K), or, should I have a much larger liability coverage ($500K-$1M)?

:Class A Properties:Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Vacancy Est: Historically 10%, 5% the more recent norm.Tenant Pool: Majority will have FICO scores of 680+ (roughly 5% probability of default), zero evictions in last 7 years.Class B Properties:Cashflow vs Appreciation: Typically, decent amount of relative rent & value appreciation.Vacancy Est: Historically 10%, 5% should be applied only if proper research done to support.Tenant Pool: Majority will have FICO scores of 620-680 (around 10% probability of default), some blemishes, but should have no evictions in last 5 yearsClass C Properties:Cashflow vs Appreciation: Typically, high cashflow and at the lower end of relative rent & value appreciation.