That seems excessive to me if they only did what you described, especially the squirrels I'd give a quick call to some vendors that would be capable of doing the same work and see what they say. 

It’s a very solid 23 unit building capable of bringing in 10-11k a month in its current condition.

There are tons of ways to house hack, and since the multi-family inventory is so low, getting creative can really pay off and be much less stressful (and enjoyable) than trying to fight for every multi-family in Mesa that pops up.

Money well spent, and the insurance company will fight hard to not spend that first million, so I also get attorney benefits (re. the attorney that the insurance company will use) on top of that million. 

The person(s) under contract is capable of doing their own work and has made improvements to my property since our agreement (and, to let you all know, I’m still missing our written contract).

I used to rent a $850/month 1 bedroom apartment in a building that had one kid overdose and die in the first 3 months and a couple who would fight at least twice a week on the other wall.

If they are not sure then you might as well cover the cost instead of fighting it.

But it goes back to honing my analyzing capabilities. 

Hope this helps a bit .. keep up the good fight bruh.

The fight will be more expensive than the deposit .