Why would you want to work hard to pay ordinary Federal & state taxes, self employment, medicare and what not?

She is having a tough time getting financing because she has been self employed for 1.5 years and not two.

Tenant Buyer - Renter - Final Lessee - OptionorIn a VIBRANT lending climate, with many NON-CONFORMING lenders helping a lower FICO score tenant buyer convert a lease option deal to a 30 yr fixed note, Sandwiches make some good sense.In a CONSTRICTIVE lending climate, there is LITTLE ABILITY to be able to FORECAST what is possible for the Tenant Buyer as far as Home Loan financing.These Sandwich Deals work well with solid employment and stable REO - Short Sale levels.

What else can I do to get good matches (non-smokers, employed, no pets, etc.)?

This is one of the reasons I employ a separate entity to be used for my investing.

Hey allI've heard people do re-financing quite often and was wondering if this was a viable strategyBasically what I am thinking of doing is - and keep in mind I'm currently un-employed, living in Canada but wanting to invest in the US and have no money in my pockets to invest in anythingSo: 1- finding a property below value with a motivated seller and all that2- finding a lender who would lend 100% of the deal for 6-12 months3- refinance the property and pay back the lenderThis is a really simplified version of what I thought of doing so I guess my next question is how doable is this?

If you're an employer with more than a certain number of employees (again, state specific), you'll likely be required to carry insurance for your employees (and perhaps yourself as well, depending on state).

The apartment is in good condition, with lots of nifty upgrades (new cabinets, closet organizers, etc), in a great location, and very close to major area employers.

Either way it seems risky and if you can easily rent your place out to someone else who is full time employed and can afford the rent you might want to consider that.

Looking to connect and know more with locals with some 'skin in the game'I saw some banks saying 10% down minimum but you need to show one year of stable employment with the same company..