I know January 2019 is here and it’s going to be a hard task but I thought my lease was up in March which still isn’t a lot of time but they missed up my lease when I signed so it’s January.I would like to thank anyone who response to this post.

However, there is junk everywhere and she told us she would meet with us to give us the keys a few times and sign move-out paperwork but she has not shown up.

@Chandra MinterI think you should start with the due diligence to determine whether these properties are even worth looking at?!

In order to finish the work, I signed an owner/builder affidavit.

Have them sign a document, stating this is not liveable space.De-finish the attic. 

You have an exemption from the 60 hour class so all you need to do is sign up for the test and pass.

While other carrier determine that number for you.

From that you can put together a half-scope of work to determine if the property is worth looking further into.

Who will pay for the sign that hangs on the building?

.- If you need to use the renal income to qualify, tenants will need to be in place with signed leases, security deposit made, etc.- HML often have a hard time giving the new lender an accurate "payoff statement" and verification of on-time payments to them (latter necessary because HML typically do not appear on credit), which can delay the refinance causing (surprise surprise) the HML to get another month and change of interest out of you at the crazy high interest rate.