I'm not entirely sure why it's also impossible for me to walk into the research room and plug a zip drive into their computer and copy all filings for the day (about 25 filings for the day the last time I was in there).

:)Yes, Bill Gulley is hitting that nail right on the head; computer software these days can alter the document so well that you would have a hard time distinguishing a falsification.

There was a space on the face of the deed to check that the tax was "computed on the full value less value of liens or encumbrances remaining at time of sale".Is it different elsewhere?

I use my desktop computer always when accessing Bigger Pockets.

The 50% rule, while usually close, isn't close enough for me as actual computations on a particular property, granted, you need experience in that market and a history of management.I'd say this matter of DCF is beyond the scope of most investors on BP, I might go as far as to say that some attempt to solve or quantify thier investment strategy are doing so because of a greater awareness in finance and ego.

@Ann Bellamy how does one set keywords.. can you give a not so computer savvy old lender a hand :)

Oh, and by the way:When a buyer/borrower walks into a lender you may find that they won't be accepting screwy financing deals, it really doesn't matter what you agree to as to what is credited or when, the lender can adjust anything to a conventional term with a market rate to compute the loan-to-value as to what is credited to the equity amount.An example is with rent credits in a lease-option, which is a form of seller financing.

Seattle is  becoming the hub of so many areas of Technology - Machine Learning, Cloud Computing, Drones to name a few.

I sell Xome properties and the buyers are open to anyone with a computer and register.

You tenants can use a computer or their cell phone to access their accounts.