I bought some property with 2 houses and an apartment. At the time one house added 0 value to the mortgage, I went to refinance the property and I was told I could not refinance due to the second home having 0 value. ...

Many of our clients invest into alternative assets both inside and outside of their retirement accounts.

Who buys materials?

I found BP about a year and a half ago and I have learned a lot from the material available (webinars, forums, podcasts, books, etc.).

Does anyone have a Cost Analysis chart for the cost of materials and labor for various properties?

Open to other alternatives as well! 

✓Second Home Requirements must be occupied by the borrower for some portion of the year is restricted to one-unit dwellings must be suitable for year-round occupancy the borrower must have exclusive control over the property must not be rental property or a timeshare arrangement1 cannot be subject to any agreements that give a management firm control over the occupancy of the property must be underwritten in DU and receive an Approve/Eligible recommendation, with the exception of high LTV refinance loans required to be underwritten in accordance with the Alternative Qualification Path (see B5-7-03, High LTV Refinance Alternative Qualification Path).

pool surface with modern material maybe 25 years (old plaster lasted longer than the newer surface material). 

I shopped for quotes from about 5 vendors and they gave me the best quote (thousands less than all the others) and even though installation did not happen for 2.5 months due to material shortage etc that was going on at that time, I am really happy with the work done and the quality of the windows.

Alternatives?